Veteran-owned · Serving Fargo & veterans across North Dakota Questions? (701) 555-0100
Free Case Review
Free case reviews for North Dakota veterans
Rating guide · Mental health

PTSD VA Ratings: What Moves You Up a Level

Two veterans with the same PTSD diagnosis can end up at 30% and 70%. The difference is how the symptoms show up at work and at home, and how well that’s documented.

  • Exact rating criteria
  • 2026 pay at each level
  • Proving the stressor
  • Exam preparation

Get Your Free Case Review

Takes 60 seconds. No obligation.

I need help with…
Secure & private. We never ask for your SSN on this form.

Thank you!

A member of our team will reach out within one business day to schedule your free case review.

Veteran-OwnedRun by people who’ve served
Free Case ReviewNo cost to talk with us
Phone & VideoNo office visit needed
All of North DakotaFargo to Williston
The big picture

It’s About Impairment, Not the Diagnosis

The VA doesn’t rate PTSD by how traumatic the event was. It rates how much your symptoms get in the way of work and relationships today, using the General Rating Formula for Mental Disorders (38 CFR 4.130, diagnostic code 9411).

A useful way to read the levels:

  • 30%: you mostly function, but symptoms like poor sleep, anxiety or occasional panic cut into your efficiency.
  • 50%: symptoms make you less reliable and productive: trouble with memory, motivation, or keeping relationships at work and home.
  • 70%: deficiencies in most areas of life, such as near-constant depression or panic, anger that boils over, or not being able to keep close relationships.
  • 100%: total impairment in both work and social life.

The symptom lists in the regulation are examples. Missing a listed symptom doesn’t cap your rating, and symptoms that aren’t listed still count.

38 CFR 4.130 · DC 9411

The Official PTSD Rating Criteria

Quoted from the VA rating schedule, with 2026 monthly pay for a veteran with no dependents.

RatingVA criteria2026 pay (alone)
100%Total occupational and social impairment, due to such symptoms as: gross impairment in thought processes or communication; persistent delusions or hallucinations; grossly inappropriate behavior; persistent danger of hurting self or others; intermittent inability to perform activities of daily living (including maintenance of minimal personal hygiene); disorientation to time or place; memory loss for names of close relatives, own occupation, or own name.$3,938.58
70%Occupational and social impairment, with deficiencies in most areas, such as work, school, family relations, judgment, thinking, or mood, due to such symptoms as: suicidal ideation; obsessional rituals which interfere with routine activities; speech intermittently illogical, obscure, or irrelevant; near-continuous panic or depression affecting the ability to function independently, appropriately and effectively; impaired impulse control (such as unprovoked irritability with periods of violence); spatial disorientation; neglect of personal appearance and hygiene; difficulty in adapting to stressful circumstances (including work or a worklike setting); inability to establish and maintain effective relationships.$1,808.45
50%Occupational and social impairment with reduced reliability and productivity due to such symptoms as: flattened affect; circumstantial, circumlocutory, or stereotyped speech; panic attacks more than once a week; difficulty in understanding complex commands; impairment of short- and long-term memory (e.g., retention of only highly learned material, forgetting to complete tasks); impaired judgment; impaired abstract thinking; disturbances of motivation and mood; difficulty in establishing and maintaining effective work and social relationships.$1,132.90
30%Occupational and social impairment with occasional decrease in work efficiency and intermittent periods of inability to perform occupational tasks (although generally functioning satisfactorily, with routine behavior, self-care, and conversation normal), due to such symptoms as: depressed mood, anxiety, suspiciousness, panic attacks (weekly or less often), chronic sleep impairment, mild memory loss (such as forgetting names, directions, recent events).$552.47
10%Occupational and social impairment due to mild or transient symptoms which decrease work efficiency and ability to perform occupational tasks only during periods of significant stress, or symptoms controlled by continuous medication.$180.42
0%A mental condition has been formally diagnosed, but symptoms are not severe enough either to interfere with occupational and social functioning or to require continuous medication.$0.00
Current as of October 2026. Pay effective December 1, 2025; a spouse, children or dependent parents add more at 30% and above. The VA has proposed revising these criteria, but this formula remains in effect.
Service connection

Proving What Happened

Beyond a current PTSD diagnosis and a medical link, the VA needs evidence that the in-service stressor occurred. How hard that is depends on the stressor:

  • Combat: your own account can be enough if it fits the circumstances of your service.
  • Fear of hostile military or terrorist activity: your account can be enough if a VA or VA-contracted psychologist or psychiatrist confirms the stressor supports the diagnosis. This covers many deployments where you were under threat without direct combat.
  • Military sexual trauma or personal assault: evidence from outside your service records counts. See our MST guide.
  • Accidents and training incidents: records, buddy statements and unit histories help corroborate them.

Many North Dakota Guard members deployed to Iraq and Afghanistan. Deployment orders and unit records can help place you where the stressor happened.

Don’t stop at PTSD

What PTSD Often Brings With It

All mental health diagnoses share one rating, so depression or anxiety alongside PTSD won’t be rated separately. But physical conditions caused or worsened by PTSD can be:

The exam

Getting Ready for Your PTSD Exam

Your exam may be at the Fargo VA Medical Center, with a contracted examiner closer to home, or by telehealth, which can help a lot if you’re in Williston or Dickinson.

  • Write it down beforehand: symptoms, how often they happen, and the worst recent episodes. It’s hard to remember everything in a stressful appointment.
  • Talk about function, not just feelings: missed shifts, jobs you’ve lost, how you get along with family, whether you avoid people or places.
  • Bring a statement from your spouse or a close friend. They see things you don’t.
FAQ

PTSD VA Rating: Common Questions

What does a 70% PTSD rating pay in 2026?

$1,808.45 a month for a veteran with no dependents, or $1,961.45 with a spouse, under the rates effective December 1, 2025.

Can I keep working with a high PTSD rating?

Yes. Your schedular rating isn’t taken away for working. Only Individual Unemployability (TDIU) depends on being unable to hold substantially gainful employment.

I deployed with the North Dakota Guard. Does that count?

It can. Federal active duty, including Guard deployments, is qualifying service, and your deployment orders help document where and when a stressor happened.

Why did my PTSD and depression get one rating?

The VA rates all mental health conditions together under one formula, based on your overall symptoms, so it doesn’t compensate the same symptoms twice.

North Dakota Veterans: Get the Rating You Earned

Start with a free, no-obligation case review. It takes about a minute.

Start My Free Review
Get My Free Case Review